PUBLICATIONS & INSIGHTS
Advancing Responsible AI for Financial Well-Being.
We publish, prototype, and deploy AI models that redefine how financial systems measure, predict, and improve credit health — ethically and transparently.
Credit Intelligence
Building new ways to understand and improve creditworthiness beyond traditional scores.
Conversational Agents
Designing multimodal agents that guide users in real time with financial empathy.
Responsible AI
Ensuring fairness, explainability, and compliance in every algorithmic decision.
Recent Work & Publications
EthicsCredit
Dec 2025Algorithmic Fairness in Indian Credit Markets
Analyzing bias in traditional scoring vs. alternative data models across 5 million records.
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AgentsAI
Feb 2026AI Chat Will Become the Default Front Door to Finance
Why Plaid's prediction about conversational AI as the primary financial interface is already taking shape in India.
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VoiceInclusion
July 2024Voice-First Financial Interfaces for Rural India
Designing speech recognition systems for Indian dialects in banking contexts.
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Open Knowledge, Shared Progress.
Access our datasets, whitepapers, and open-source tools.
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